WRB W. R. Berkley Corporation
Financial Services
Price
$70.21
Intrinsic value
$47.79
Buy price
$38.23
Discount
-46.9%
DCF walkthrough
This ticker is valued with the excess-return model (bank/insurer/lender), not the operating-cash-flow DCF, so growth-rate and years-of-growth sliders don't apply - only the discount rate (used as cost of equity) and margin of safety do.
Discount rate9.00%
Margin of safety20.00%
- Operating CF
- $3,602,896,000.00
- Total debt
- $3,103,180,032.00
- Cash & STI
- $3,898,912,000.00
- Shares out.
- 391,804,000
Overvalued
Intrinsic value$47.87
Buy price (with MOS)$38.29
Current price$70.21
Discount to intrinsic value-46.7%
7-step quality scorecard
ROE quality
HIGH_CONSISTENT- Average ROE
- 19.6%
- Current ROE
- 18.3%
- Minimum ROE
- 18.3%
Debt quality
CONSERVATIVE- Debt / Equity
- 0.32x
Moat proxy
MODERATE_PROXYCash-flow reliability
NOT_APPLICABLE- Operating CF / Net income
- 1.87x
Technical chart
Confluence: MODERATE (2/3)Weekly candles, ~3 years. Yellow line: 10-week EMA. Dashed lines: Fibonacci retracement of the last 52-week swing. Green arrow: an active DR1 support reclaim.
Assumptions & data quality
- Data source
- yfinance
- Growth (g1) source
- min(cfCAGR,revenueCAGR)+decel_adj
- Valuation model
- EXCESS_RETURN
- Debt as % of DCF PV
- 11%
- Public economic interest
- 99.9%
These are model outputs built on assumptions (growth rate, discount rate, margin of safety), not facts - trust but verify, especially for LOW cash-flow-reliability or UNKNOWN-quality rows.