V Visa Inc.
Financial Services
Price
$363.74
Intrinsic value
$86.07
Buy price
$68.86
Discount
-322.6%
DCF walkthrough
Near-term growth (g1)6.95%
Terminal growth (g2)3.50%
Years of g1 growth4
Discount rate9.00%
Margin of safety20.00%
- Operating CF
- $22,580,000,000.00
- Total debt
- $23,857,999,872.00
- Cash & STI
- $13,792,000,000.00
- Shares out.
- 2,105,795,000
Overvalued [LOW CF reliability]
Intrinsic value$86.07
Buy price (with MOS)$68.86
Current price$363.74
Discount to intrinsic value-322.6%
7-step quality scorecard
ROE quality
HIGH_CONSISTENT- Average ROE
- 47.5%
- Current ROE
- 52.9%
- Minimum ROE
- 42.0%
Debt quality
MODERATE- Debt / Equity
- 0.63x
Moat proxy
STRONG_PROXYCash-flow reliability
LOW- Operating CF / Net income
- 1.01x
Technical chart
Confluence: NONE (0/3)Weekly candles, ~3 years. Yellow line: 10-week EMA. Dashed lines: Fibonacci retracement of the last 52-week swing. Green arrow: an active DR1 support reclaim.
Assumptions & data quality
- Data source
- yfinance
- Growth (g1) source
- min(cfCAGR,revenueCAGR)
- Valuation model
- DCF_OCF
- Debt as % of DCF PV
- 12.5%
- Public economic interest
- 100.0%
These are model outputs built on assumptions (growth rate, discount rate, margin of safety), not facts - trust but verify, especially for LOW cash-flow-reliability or UNKNOWN-quality rows.