USB U.S. Bancorp
Financial Services
Live signals
Daily bars as of Oct 8, 2026Nothing firing right now - no PAM pattern in the last 5 daily bars, and no DR1 support reclaim in the last 5 weekly bars. Technical confluence is DOWNTREND (1/3) - see the chart below.
DCF walkthrough
This ticker is valued with the excess-return model (bank/insurer/lender), not the operating-cash-flow DCF, so growth-rate and years-of-growth sliders don't apply - only the discount rate (used as cost of equity) and margin of safety do.
- Operating CF
- $12,525,000,000.00
- Total debt
- $99,696,001,024.00
- Cash & STI
- $70,379,003,904.00
- Shares out.
- 1,555,000,000
7-step quality scorecard
- Average ROE
- 10.9%
- Current ROE
- 11.6%
- Minimum ROE
- 9.8%
- Debt / Equity
- 1.53x
- Operating CF / Net income
- 1.61x
Technical chart
Confluence: DOWNTREND (1/3)Weekly candles, ~3 years. Yellow line: 10-week EMA. Dashed lines: Fibonacci retracement of the last 52-week swing. Green arrow: an active DR1 support reclaim (see Live signals above for when it fired).
Assumptions & data quality
- Data source
- yfinance
- Growth (g1) source
- min(cfCAGR,revenueCAGR)
- Valuation model
- EXCESS_RETURN
- Debt as % of DCF PV
- 117.1%
- Public economic interest
- 99.3%
These are model outputs built on assumptions (growth rate, discount rate, margin of safety), not facts - trust but verify, especially for LOW cash-flow-reliability or UNKNOWN-quality rows.