DCF ScreenerData as of Oct 10, 2026, 1:06 AM UTC
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SCHW The Charles Schwab Corporation

Financial Services

Price
$96.80
Intrinsic value
$44.80
Buy price
$35.84
Discount
-116.1%
Overvalued

Live signals (7)

Daily bars as of Oct 8, 2026
Conflicting signalsStacked bullish ↑Stacked bearish ↓
  • FS-BearishFailure Swing (bearish)Bearish ↓

    Price overcut a recent swing high and closed back below it - the breakout failed and trapped the buyers who chased it.

    Fired Oct 6, 20262 daily bars ago35% win rate · 0.97x profit factor
  • FS-Bearish-Near_200SMAFailure Swing (bearish) at the 200-SMABearish ↓

    Price overcut a recent swing high and closed back below it - the breakout failed and trapped the buyers who chased it. Fired right at the 200-day SMA.

    Fired Oct 6, 20262 daily bars ago34.4% win rate · 0.92x profit factor
  • DR-Near_200SMADown-move Reversal at the 200-SMABullish ↑

    A swing low right after a sharp down-flush, with the bar closing strong - sellers absorbed at the bottom of the flush. Fired right at the 200-day SMA.

    Fired Oct 5, 20263 daily bars ago44.4% win rate · 1.88x profit factor
  • DRDown-move ReversalBullish ↑

    A swing low right after a sharp down-flush, with the bar closing strong - sellers absorbed at the bottom of the flush.

    Fired Oct 5, 20263 daily bars ago41.4% win rate · 1.46x profit factor
  • FS-BullishFailure Swing (bullish)Bullish ↑

    Price undercut a recent swing low and closed back above it - the breakdown failed and trapped the sellers who chased it.

    Fired Oct 5, 20263 daily bars ago37.4% win rate · 1.07x profit factor
  • FS-Bullish-Near_200SMAFailure Swing (bullish) at the 200-SMABullish ↑

    Price undercut a recent swing low and closed back above it - the breakdown failed and trapped the sellers who chased it. Fired right at the 200-day SMA.

    Fired Oct 5, 20263 daily bars ago36.7% win rate · 1.04x profit factor
  • IBB-DownsideInside Bar Breakout (downside)Bearish ↓

    An inside bar coiling inside a strong bearish mother bar, with price holding below the 50-day SMA - a pause before the next leg down.

    Fired Oct 5, 20263 daily bars ago23.8% win rate · 0.56x profit factor

A pattern is reported for 5 bars after it fires (the sweet-spot fill window), so an older bar count means the entry has had longer to play out - not that the signal is stronger. Win rate and profit factor are the pattern's backtested averages across the S&P 500, not a forecast for this ticker.

DCF walkthrough

This ticker is valued with the excess-return model (bank/insurer/lender), not the operating-cash-flow DCF, so growth-rate and years-of-growth sliders don't apply - only the discount rate (used as cost of equity) and margin of safety do.

Discount rate9.00%
Margin of safety20.00%
Operating CF
$11,417,000,000.00
Total debt
$75,775,000,576.00
Cash & STI
$96,355,999,744.00
Shares out.
1,739,000,000
Overvalued
Intrinsic value$44.68
Buy price (with MOS)$35.75
Current price$96.80
Discount to intrinsic value-116.6%

7-step quality scorecard

ROE quality
HIGH_CONSISTENT
Average ROE
15.5%
Current ROE
17.9%
Minimum ROE
12.3%
Debt quality
LEVERAGED
Debt / Equity
1.53x
Moat proxy
MODERATE_PROXY
Cash-flow reliability
NOT_APPLICABLE
Operating CF / Net income
1.17x

Technical chart

Confluence: DOWNTREND (1/3)

Weekly candles, ~3 years. Yellow line: 10-week EMA. Dashed lines: Fibonacci retracement of the last 52-week swing. Green arrow: an active DR1 support reclaim (see Live signals above for when it fired).

Assumptions & data quality

Data source
yfinance
Growth (g1) source
revenueCAGR
Valuation model
EXCESS_RETURN
Debt as % of DCF PV
83.7%
Public economic interest
100.0%

These are model outputs built on assumptions (growth rate, discount rate, margin of safety), not facts - trust but verify, especially for LOW cash-flow-reliability or UNKNOWN-quality rows.