RJF Raymond James Financial, Inc.
Financial Services
Price
$179.86
Intrinsic value
$107.74
Buy price
$86.20
Discount
-66.9%
DCF walkthrough
This ticker is valued with the excess-return model (bank/insurer/lender), not the operating-cash-flow DCF, so growth-rate and years-of-growth sliders don't apply - only the discount rate (used as cost of equity) and margin of safety do.
Discount rate9.00%
Margin of safety20.00%
- Operating CF
- $1,639,000,000.00
- Total debt
- $6,083,999,744.00
- Cash & STI
- $16,019,999,744.00
- Shares out.
- 197,200,000
Overvalued
Intrinsic value$107.50
Buy price (with MOS)$86.00
Current price$179.86
Discount to intrinsic value-67.3%
7-step quality scorecard
ROE quality
HIGH_CONSISTENT- Average ROE
- 16.9%
- Current ROE
- 17.1%
- Minimum ROE
- 16.0%
Debt quality
CONSERVATIVE- Debt / Equity
- 0.49x
Moat proxy
MODERATE_PROXYCash-flow reliability
NOT_APPLICABLE- Operating CF / Net income
- 0.71x
Technical chart
Confluence: NONE (0/3)Weekly candles, ~3 years. Yellow line: 10-week EMA. Dashed lines: Fibonacci retracement of the last 52-week swing. Green arrow: an active DR1 support reclaim.
Assumptions & data quality
- Data source
- yfinance
- Growth (g1) source
- revenueCAGR
- Valuation model
- EXCESS_RETURN
- Debt as % of DCF PV
- 41.8%
- Public economic interest
- 100.0%
These are model outputs built on assumptions (growth rate, discount rate, margin of safety), not facts - trust but verify, especially for LOW cash-flow-reliability or UNKNOWN-quality rows.