PHM PulteGroup, Inc.
Consumer Cyclical
Price
$116.10
Intrinsic value
$52.02
Buy price
$41.62
Discount
-123.2%
Live signals
Daily bars as of Oct 8, 2026Nothing firing right now - no PAM pattern in the last 5 daily bars, and no DR1 support reclaim in the last 5 weekly bars. Technical confluence is DOWNTREND (0/3) - see the chart below.
DCF walkthrough
Near-term growth (g1)0.00%
Terminal growth (g2)3.50%
Years of g1 growth4
Discount rate9.00%
Margin of safety20.00%
- Operating CF
- $1,626,318,000.00
- Total debt
- $2,481,007,104.00
- Cash & STI
- $1,337,081,984.00
- Shares out.
- 190,583,000
Overvalued
Intrinsic value$52.02
Buy price (with MOS)$41.62
Current price$116.10
Discount to intrinsic value-123.2%
7-step quality scorecard
ROE quality
HIGH_CONSISTENT- Average ROE
- 24.2%
- Current ROE
- 17.1%
- Minimum ROE
- 17.1%
Debt quality
CONSERVATIVE- Debt / Equity
- 0.19x
Moat proxy
WEAK_PROXYCash-flow reliability
OK- Operating CF / Net income
- 0.85x
Technical chart
Confluence: DOWNTREND (0/3)Weekly candles, ~3 years. Yellow line: 10-week EMA. Dashed lines: Fibonacci retracement of the last 52-week swing. Green arrow: an active DR1 support reclaim (see Live signals above for when it fired).
Assumptions & data quality
- Data source
- yfinance
- Growth (g1) source
- min(cfCAGR,revenueCAGR)+trough_adj
- Valuation model
- DCF_OCF
- Debt as % of DCF PV
- 22.4%
- Public economic interest
- 100.0%
These are model outputs built on assumptions (growth rate, discount rate, margin of safety), not facts - trust but verify, especially for LOW cash-flow-reliability or UNKNOWN-quality rows.