PAYX Paychex, Inc.
Technology
Price
$121.27
Intrinsic value
$54.99
Buy price
$43.99
Discount
-120.5%
DCF walkthrough
Near-term growth (g1)9.15%
Terminal growth (g2)3.50%
Years of g1 growth4
Discount rate9.00%
Margin of safety20.00%
- Operating CF
- $2,556,700,000.00
- Total debt
- $4,630,300,160.00
- Cash & STI
- $1,143,699,968.00
- Shares out.
- 358,200,000
Overvalued
Intrinsic value$54.98
Buy price (with MOS)$43.98
Current price$121.27
Discount to intrinsic value-120.6%
7-step quality scorecard
ROE quality
HIGH_CONSISTENT- Average ROE
- 44.1%
- Current ROE
- 47.1%
- Minimum ROE
- 40.1%
Debt quality
LEVERAGED- Debt / Equity
- 1.24x
Moat proxy
STRONG_PROXYCash-flow reliability
UNKNOWN- Operating CF / Net income
- —
Technical chart
Confluence: NONE (0/3)Weekly candles, ~3 years. Yellow line: 10-week EMA. Dashed lines: Fibonacci retracement of the last 52-week swing. Green arrow: an active DR1 support reclaim.
Assumptions & data quality
- Data source
- yfinance
- Growth (g1) source
- min(revenueCAGR,cfCAGR)
- Valuation model
- DCF_OCF
- Debt as % of DCF PV
- 20%
- Public economic interest
- 100.0%
These are model outputs built on assumptions (growth rate, discount rate, margin of safety), not facts - trust but verify, especially for LOW cash-flow-reliability or UNKNOWN-quality rows.