L Loews Corporation

Financial Services

Price

$112.72

Intrinsic value

$83.10

Buy price

$66.48

Discount

-35.6%

Overvalued

DCF walkthrough

This ticker is valued with the excess-return model (bank/insurer/lender), not the operating-cash-flow DCF, so growth-rate and years-of-growth sliders don't apply - only the discount rate (used as cost of equity) and margin of safety do.

Discount rate9.00%

Margin of safety20.00%

Operating CF: $2,575,000,000.00
Total debt: $8,935,999,488.00
Cash & STI: $6,397,000,192.00
Shares out.: 205,570,000

Overvalued

Intrinsic value$82.97

Buy price (with MOS)$66.38

Current price$112.72

Discount to intrinsic value-35.9%

7-step quality scorecard

ROE quality

LOW

Average ROE: 8.0%
Current ROE: 8.9%
Minimum ROE: 5.7%

Debt quality

CONSERVATIVE

Debt / Equity: 0.48x

Moat proxy

WEAK_PROXY

Cash-flow reliability

NOT_APPLICABLE

Operating CF / Net income: 1.53x

Technical chart

Confluence: WEAK (1/3)

Weekly candles, ~3 years. Yellow line: 10-week EMA. Dashed lines: Fibonacci retracement of the last 52-week swing. Green arrow: an active DR1 support reclaim.

Assumptions & data quality

Data source: yfinance
Growth (g1) source: min(cfCAGR,revenueCAGR)
Valuation model: EXCESS_RETURN
Debt as % of DCF PV: 51%
Public economic interest: 95.1%

These are model outputs built on assumptions (growth rate, discount rate, margin of safety), not facts - trust but verify, especially for LOW cash-flow-reliability or UNKNOWN-quality rows.