JPM JPMorgan Chase & Co.

Financial Services

Price

$360.38

Intrinsic value

$207.67

Buy price

$166.13

Discount

-73.5%

Overvalued

DCF walkthrough

This ticker is valued with the excess-return model (bank/insurer/lender), not the operating-cash-flow DCF, so growth-rate and years-of-growth sliders don't apply - only the discount rate (used as cost of equity) and margin of safety do.

Discount rate9.00%

Margin of safety20.00%

Operating CF: $-162,534,000,000.00
Total debt: $1,343,306,989,568.00
Cash & STI: $1,526,419,030,016.00
Shares out.: 2,694,200,000

Overvalued

Intrinsic value$207.97

Buy price (with MOS)$166.37

Current price$360.38

Discount to intrinsic value-73.3%

7-step quality scorecard

ROE quality

HIGH_CONSISTENT

Average ROE: 15.2%
Current ROE: 15.7%
Minimum ROE: 12.9%

Debt quality

LEVERAGED

Debt / Equity: 3.71x

Moat proxy

MODERATE_PROXY

Cash-flow reliability

NOT_APPLICABLE

Operating CF / Net income: -2.55x

Technical chart

Confluence: NONE (0/3)

Weekly candles, ~3 years. Yellow line: 10-week EMA. Dashed lines: Fibonacci retracement of the last 52-week swing. Green arrow: an active DR1 support reclaim.

Assumptions & data quality

Data source: yfinance
Growth (g1) source: revenueCAGR
Valuation model: EXCESS_RETURN
Debt as % of DCF PV: —
Public economic interest: 100.0%

These are model outputs built on assumptions (growth rate, discount rate, margin of safety), not facts - trust but verify, especially for LOW cash-flow-reliability or UNKNOWN-quality rows.