GS The Goldman Sachs Group, Inc.
Financial Services
Price
$1,035.30
Intrinsic value
$463.33
Buy price
$370.66
Discount
-123.4%
DCF walkthrough
This ticker is valued with the excess-return model (bank/insurer/lender), not the operating-cash-flow DCF, so growth-rate and years-of-growth sliders don't apply - only the discount rate (used as cost of equity) and margin of safety do.
Discount rate9.00%
Margin of safety20.00%
- Operating CF
- $-39,792,000,000.00
- Total debt
- $897,484,980,224.00
- Cash & STI
- $1,156,854,054,912.00
- Shares out.
- 304,900,000
Overvalued
Intrinsic value$463.85
Buy price (with MOS)$371.08
Current price$1,035.30
Discount to intrinsic value-123.2%
7-step quality scorecard
ROE quality
LOW- Average ROE
- 10.6%
- Current ROE
- 13.7%
- Minimum ROE
- 7.3%
Debt quality
LEVERAGED- Debt / Equity
- 7.18x
Moat proxy
WEAK_PROXYCash-flow reliability
NOT_APPLICABLE- Operating CF / Net income
- -1.99x
Technical chart
Confluence: WEAK (1/3)Weekly candles, ~3 years. Yellow line: 10-week EMA. Dashed lines: Fibonacci retracement of the last 52-week swing. Green arrow: an active DR1 support reclaim.
Assumptions & data quality
- Data source
- yfinance
- Growth (g1) source
- revenueCAGR
- Valuation model
- EXCESS_RETURN
- Debt as % of DCF PV
- —
- Public economic interest
- 100.0%
These are model outputs built on assumptions (growth rate, discount rate, margin of safety), not facts - trust but verify, especially for LOW cash-flow-reliability or UNKNOWN-quality rows.