CPAY Corpay, Inc.
Technology
Price
$407.26
Intrinsic value
$38.21
Buy price
$30.57
Discount
-965.8%
DCF walkthrough
Near-term growth (g1)0.00%
Terminal growth (g2)3.50%
Years of g1 growth4
Discount rate9.00%
Margin of safety20.00%
- Operating CF
- $1,517,432,000.00
- Total debt
- $10,741,731,328.00
- Cash & STI
- $3,183,238,912.00
- Shares out.
- 66,325,000
Overvalued
Intrinsic value$38.19
Buy price (with MOS)$30.56
Current price$407.26
Discount to intrinsic value-966.3%
7-step quality scorecard
ROE quality
HIGH_CONSISTENT- Average ROE
- 31.8%
- Current ROE
- 27.5%
- Minimum ROE
- 27.5%
Debt quality
LEVERAGED- Debt / Equity
- 2.77x
Moat proxy
MODERATE_PROXYCash-flow reliability
OK- Operating CF / Net income
- 1.34x
Technical chart
Confluence: NONE (0/3)Weekly candles, ~3 years. Yellow line: 10-week EMA. Dashed lines: Fibonacci retracement of the last 52-week swing. Green arrow: an active DR1 support reclaim.
Assumptions & data quality
- Data source
- yfinance
- Growth (g1) source
- min(cfCAGR,revenueCAGR)+trough_adj
- Valuation model
- DCF_OCF
- Debt as % of DCF PV
- 104.1%
- Public economic interest
- 91.8%
These are model outputs built on assumptions (growth rate, discount rate, margin of safety), not facts - trust but verify, especially for LOW cash-flow-reliability or UNKNOWN-quality rows.