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CB Chubb Limited

Financial Services

Price
$347.75
Intrinsic value
$263.28
Buy price
$210.62
Discount
-32.1%
Overvalued

DCF walkthrough

This ticker is valued with the excess-return model (bank/insurer/lender), not the operating-cash-flow DCF, so growth-rate and years-of-growth sliders don't apply - only the discount rate (used as cost of equity) and margin of safety do.

Discount rate9.00%
Margin of safety20.00%
Operating CF
$15,376,000,000.00
Total debt
$25,013,999,616.00
Cash & STI
$7,968,000,000.00
Shares out.
391,250,616
Overvalued
Intrinsic value$263.21
Buy price (with MOS)$210.57
Current price$347.75
Discount to intrinsic value-32.1%

7-step quality scorecard

ROE quality
LOW
Average ROE
13.5%
Current ROE
14.0%
Minimum ROE
10.4%
Debt quality
CONSERVATIVE
Debt / Equity
0.34x
Moat proxy
WEAK_PROXY
Cash-flow reliability
NOT_APPLICABLE
Operating CF / Net income
1.37x

Technical chart

Confluence: WEAK (1/3)

Weekly candles, ~3 years. Yellow line: 10-week EMA. Dashed lines: Fibonacci retracement of the last 52-week swing. Green arrow: an active DR1 support reclaim.

Assumptions & data quality

Data source
yfinance
Growth (g1) source
min(cfCAGR,revenueCAGR)
Valuation model
EXCESS_RETURN
Debt as % of DCF PV
20.8%
Public economic interest
92.5%

These are model outputs built on assumptions (growth rate, discount rate, margin of safety), not facts - trust but verify, especially for LOW cash-flow-reliability or UNKNOWN-quality rows.