BRO Brown & Brown, Inc.
Financial Services
Price
$60.97
Intrinsic value
$31.27
Buy price
$25.02
Discount
-95.0%
Live signals
Daily bars as of Oct 8, 2026Nothing firing right now - no PAM pattern in the last 5 daily bars, and no DR1 support reclaim in the last 5 weekly bars. Technical confluence is DOWNTREND (0/3) - see the chart below.
DCF walkthrough
Near-term growth (g1)17.38%
Terminal growth (g2)3.50%
Years of g1 growth4
Discount rate9.00%
Margin of safety20.00%
- Operating CF
- $1,520,000,000.00
- Total debt
- $8,065,999,872.00
- Cash & STI
- $918,000,000.00
- Shares out.
- 334,000,000
Overvalued [LOW CF reliability]
Intrinsic value$31.27
Buy price (with MOS)$25.02
Current price$60.97
Discount to intrinsic value-95.0%
7-step quality scorecard
ROE quality
LOW- Average ROE
- 13.5%
- Current ROE
- 8.4%
- Minimum ROE
- 8.4%
Debt quality
MODERATE- Debt / Equity
- 0.64x
Moat proxy
MODERATE_PROXYCash-flow reliability
LOW- Operating CF / Net income
- 1.28x
Technical chart
Confluence: DOWNTREND (0/3)Weekly candles, ~3 years. Yellow line: 10-week EMA. Dashed lines: Fibonacci retracement of the last 52-week swing. Green arrow: an active DR1 support reclaim (see Live signals above for when it fired).
Assumptions & data quality
- Data source
- yfinance
- Growth (g1) source
- min(revenueCAGR,cfCAGR)
- Valuation model
- DCF_OCF
- Debt as % of DCF PV
- 45.8%
- Public economic interest
- 99.8%
These are model outputs built on assumptions (growth rate, discount rate, margin of safety), not facts - trust but verify, especially for LOW cash-flow-reliability or UNKNOWN-quality rows.