BEN Franklin Resources, Inc.
Financial Services
Price
$33.55
Intrinsic value
$19.84
Buy price
$15.87
Discount
-69.1%
DCF walkthrough
This ticker is valued with the excess-return model (bank/insurer/lender), not the operating-cash-flow DCF, so growth-rate and years-of-growth sliders don't apply - only the discount rate (used as cost of equity) and margin of safety do.
Discount rate9.00%
Margin of safety20.00%
- Operating CF
- $978,700,000.00
- Total debt
- $3,572,100,096.00
- Cash & STI
- $2,670,299,904.00
- Shares out.
- 518,200,000
Overvalued
Intrinsic value$19.87
Buy price (with MOS)$15.90
Current price$33.55
Discount to intrinsic value-68.9%
7-step quality scorecard
ROE quality
LOW- Average ROE
- 6.7%
- Current ROE
- 4.3%
- Minimum ROE
- 3.7%
Debt quality
CONSERVATIVE- Debt / Equity
- 0.30x
Moat proxy
WEAK_PROXYCash-flow reliability
NOT_APPLICABLE- Operating CF / Net income
- 1.29x
Technical chart
Confluence: WEAK (1/3)Weekly candles, ~3 years. Yellow line: 10-week EMA. Dashed lines: Fibonacci retracement of the last 52-week swing. Green arrow: an active DR1 support reclaim.
Assumptions & data quality
- Data source
- yfinance
- Growth (g1) source
- min(cfCAGR,revenueCAGR)
- Valuation model
- EXCESS_RETURN
- Debt as % of DCF PV
- 53.7%
- Public economic interest
- 85.1%
These are model outputs built on assumptions (growth rate, discount rate, margin of safety), not facts - trust but verify, especially for LOW cash-flow-reliability or UNKNOWN-quality rows.