ALL The Allstate Corporation
Financial Services
Price
$265.94
Intrinsic value
$146.56
Buy price
$117.24
Discount
-81.5%
DCF walkthrough
This ticker is valued with the excess-return model (bank/insurer/lender), not the operating-cash-flow DCF, so growth-rate and years-of-growth sliders don't apply - only the discount rate (used as cost of equity) and margin of safety do.
Discount rate9.00%
Margin of safety20.00%
- Operating CF
- $12,469,000,000.00
- Total debt
- $7,496,999,936.00
- Cash & STI
- $5,714,999,808.00
- Shares out.
- 259,100,000
Overvalued
Intrinsic value$146.22
Buy price (with MOS)$116.98
Current price$265.94
Discount to intrinsic value-81.9%
7-step quality scorecard
ROE quality
LOW- Average ROE
- 11.7%
- Current ROE
- 33.6%
- Minimum ROE
- -7.4%
Debt quality
CONSERVATIVE- Debt / Equity
- 0.24x
Moat proxy
WEAK_PROXYCash-flow reliability
NOT_APPLICABLE- Operating CF / Net income
- 0.95x
Technical chart
Confluence: NONE (0/3)Weekly candles, ~3 years. Yellow line: 10-week EMA. Dashed lines: Fibonacci retracement of the last 52-week swing. Green arrow: an active DR1 support reclaim.
Assumptions & data quality
- Data source
- yfinance
- Growth (g1) source
- revenueCAGR
- Valuation model
- EXCESS_RETURN
- Debt as % of DCF PV
- 6.5%
- Public economic interest
- 100.1%
These are model outputs built on assumptions (growth rate, discount rate, margin of safety), not facts - trust but verify, especially for LOW cash-flow-reliability or UNKNOWN-quality rows.