AJG Arthur J. Gallagher & Co.
Financial Services
Price
$252.30
Intrinsic value
$15.18
Buy price
$12.15
Discount
-1561.7%
DCF walkthrough
Near-term growth (g1)0.00%
Terminal growth (g2)3.50%
Years of g1 growth4
Discount rate9.00%
Margin of safety20.00%
- Operating CF
- $2,449,000,000.00
- Total debt
- $14,106,000,384.00
- Cash & STI
- $1,386,000,000.00
- Shares out.
- 258,700,000
Overvalued [LOW CF reliability]
Intrinsic value$15.19
Buy price (with MOS)$12.15
Current price$252.30
Discount to intrinsic value-1561.5%
7-step quality scorecard
ROE quality
LOW- Average ROE
- 8.7%
- Current ROE
- 6.4%
- Minimum ROE
- 6.4%
Debt quality
MODERATE- Debt / Equity
- 0.60x
Moat proxy
MODERATE_PROXYCash-flow reliability
LOW- Operating CF / Net income
- 1.56x
Technical chart
Confluence: DOWNTREND (1/3)Weekly candles, ~3 years. Yellow line: 10-week EMA. Dashed lines: Fibonacci retracement of the last 52-week swing. Green arrow: an active DR1 support reclaim.
Assumptions & data quality
- Data source
- yfinance
- Growth (g1) source
- min(cfCAGR,revenueCAGR)+decel_adj
- Valuation model
- DCF_OCF
- Debt as % of DCF PV
- 84.7%
- Public economic interest
- 99.9%
These are model outputs built on assumptions (growth rate, discount rate, margin of safety), not facts - trust but verify, especially for LOW cash-flow-reliability or UNKNOWN-quality rows.